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What are the risks related to the PP185 rule related to Payment Config Setups?

 Various setups related to payment processing in Oracle Payables Cash Management, and Receivables.   "Oracle Payments processes transactions, such as invoice payments from Oracle Payables, bank account transfers from Oracle Cash Management, and settlements against credit cards and bank accounts from Oracle Receivables. Oracle  Payments provides the infrastructure needed to connect these applications and others with third party payment systems and financial institutions."