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  3. ERP Armor: Rules for ERP Cloud

What are the risks related to the PP236 rule related to Positive Pay File vs Create and Maintain AP Payments?

Access to both may allow a user to enter a fraudulently written manual check on the Positive Pay File even if it isn't entered into the system.  If the positive pay file is generated automatically and sent to the bank in such as way it can't be modified, the risk is then low.